The Americas Risk Management /Credit Risk Team is seeking a credit analyst with Japanese language skill who will be responsible for reviewing/approving select transaction approvals and ongoing monitoring documentation for the Corporate Banking Department.
Core Responsibilities:
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Reviews / assesses credit and rating applications, including creditworthiness of relevant obligors, financial performance, industry / peer analysis, loan structure, and risk / return.
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Presents requests for regulatory rating and local booking approval recommendations to senior management.
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Proactively monitors assigned portfolio with consideration to market data
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Demonstrates knowledge of regulatory expectations, specifically leveraged lending.
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Acts as liaison between, gathers information from and exchanges views with Corporate Baking Department and senior management regarding issues related to rating applications, monitoring, analysis, standards and policies.
Qualifications:
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Undergraduate degree in Accounting, Business, Finance / Economics or strong quantitative background
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Minimum of 2+ years of experience in Banking or Credit Risk-like role
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Demonstrated ability to analyze the creditworthiness of a borrower and its financial performance
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Clear understanding of Probability of Default and Regulatory Ratings
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Formalized credit training from an accredited financial institution and proficient financial modeling skills preferred
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Familiarity with Technology, Media/ Telecom, Consumer, Auto and Healthcare industries is a plus
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Strong multitasking / time management skills and verbal and written communication skills
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Proficiency with Capital IQ, Bloomberg, MS Excel, Word and PowerPoint
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Bi-lingual in English and Japanese preferred.
