Bilingual Japanese Credit Analyst

Financial statement analysis of borrowers and their parent companies;

Preparation of credit applications, for new, renewals, amendments and extensions;

Preparation of various applications relating to non-credit business such as fee waiver, daylight overdraft, etc.;

Credit rating, both for borrowers and for each facility;

Credit monitoring including conducting covenant checks;

Assist in asset quality assessment;

Assist in relationship management and promotion of non-credit business with clients;

Information gathering related to clients’ business, industries and market competitors;

Correspondence with clients to answer various requests and inquiries;

Correspondence with other regional offices to exchange information regarding business strategy toward a specific client, business conditions of a parent company, etc.;

Other duties as determined by Deputy General Manager and/or Account Officers.

Maintenance and updating of credit files;

Preparation for regulatory examinations and internal/external audits;

Preparation of credit documents;

Preparation of documents related to both credit and non-credit business;

Arrangement of business meetings with clients, etc;

Other duties as determined by Deputy General Manager and/or Account Officers

Obtain a basic understanding of the applicable rules and regulations that govern the Bank;

Understand that all questions and/or clarification about such rules and regulations should be directed to the Legal & Compliance Department;

Attend Annual Compliance Training presented by the Legal & Compliance Department;

Read and respond as necessary to all compliance-related materials received. Comply with the Bank’s “Code of Conduct.

Eligible to work in the US

Bachelor’s degree or higher in Finance, Accounting, Business, or Economics

Prior banking, rating agency or other financial institution experience is preferred

Effective verbal and written communication skills in both Japanese and English is required

Prior experience in financial statements / cash flow / credit analysis highly preferred

Good analytical, organizational and communication skills

Word, Excel, Access, and PowerPoint