International Bank is seeking a credit administrator with Japanese language skills who can provide administrative support for credit analysis/portfolio management.
Responsibilities:
1) Credit Analysis support
- Manage and validate various database related to financial information of the customers in the systems using solid understanding of accounting and bank’s credit policy/procedures.
- Determine a specific scoring model based on borrower characteristics/industries, and run credit scoring models, including scenario analyses.
- Originate credit applications/borrower rating applications in the system; validate terms/conditions and assure data quality using the understanding of banking products.
- For brand new market lines, apply for counterparty codes and initiate the booking instructions.
2) Portfolio management
- Manage parent company borrower rating information, routinely monitoring changes in parent ratings using the bank’s systems/reporting. Request and obtain the parent company borrower rating information from Head Office and update the US system in a timely manner.
- Monitor due date, special transactions on the credit related reports.
3) Data management
- Proactively manage credit related information and play a key role in data governance activities in various systems in the bank.
- Address any inconsistency in data quality, and coordinate remediation efforts in cooperation with middle/back offices.
Qualifications:
- Bachelor’s degree or professional certificate in accounting, finance, or business.
- Accounting knowledge (e.g., US GAAP, IFRS)
- 1+year of working experience in large financial institutions or corporations
- Experience in data management
- Experience in credit administration, or understanding credit applications process a big plus.
- Proficiency in MS Office
- Business level or higher Japanese language skills
